About Our FHA Loan Programs
FHA loans are mortgage loans insured through the Federal Housing Administration (FHA). These mortgages make home ownership much more affordable and have easier credit requirements that are perfect for first time homebuyers, families with lower credit scores or with low to moderate incomes.
FHA home loans reduce the barrier to entry for homebuyers and refinancers by featuring low down payments, flexible credit requirements and more purchase power. If funds are limited, an FHA home loan can help you finance more than 80% of your home value.
All Single Family Residences, Town-homes, or Patio homes will be eligible for FHA financing.
FHA Loan Benefits*
- Minimum 580 FICO
- Up to 57% debt ratio
- Minimal down payment
Purchasing a home that has the potential to be perfect with a few repairs and renovations?
FHA 203k Renovation
If you need extra cash to repair or renovate your home, FHA offers 203(k) loans. The loans are based not on the current appraised value of the home, but the projected value after these renovations would take place.
The extra money you receive from the loan after the purchase of the home can then go towards these renovations.
Find Your Home
Do you know how the mortgage loan process works? We want you to be educated on the process so you fully understand step by step how we are going to get you in the home of your dreams. We have a unique tool built specifically to help you understand the mortgage loan process from start to finish!